WHAT DOES PAY PLANTATION DO WITH YOUR PERSONAL INFORMATION?

Why

Financial platforms, Payment Facilitator (PayFac) like PAY Plantation, or financial institutions choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and checking account information
• account balances and payment history
• transaction history and wire transfer instructions

How

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons PAY Plantation chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION	Does PAY Plantation share?	Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

WHAT WE DO

How does PAY Plantation protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does PAY Plantation collect my personal information?

We collect your personal information, for example, when you

• open an account or give us your contact information
• tell us who receives the money or tell us where to send the money
• make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes information about your creditworthiness
• tell us who receives the money or tell us where to send the money
• make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include companies with PAY Plantation name; financial companies such as PAY Plantation, and PAY Plantation, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• PAY Plantation nor PAY Plantation, LLC., does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners can include banks, processing companies, and such.

Other Important Information

For California residents:

PAY Plantation will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example, with your consent or to service your account. We will limit sharing with our affiliates to the extent required by California law. See our Privacy Policy for further information about the rights provided to California Residents with respect to personal data we may collect about them.

For Vermont residents:

Krooz Pay will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example with your consent or to service your account. We will not share information about your creditworthiness with our affiliates, other than as permitted by Vermont law, unless you authorize us to make those disclosures.

Questions?

We would like to hear from you, should you have any question or concern, please contact us.